Pengaruh Premium Growth Ratio (PGR), Risk Based Capital (RBC), Hasil Investasi, Premi, Klaim, Dan Perputaran Modal Kerja Terhadap Profitabilitas Perusahaan Asuransi Yang Terdaftar di Bursa Efek Indonesia Periode 2016-2019

Sari, Novita (2020) Pengaruh Premium Growth Ratio (PGR), Risk Based Capital (RBC), Hasil Investasi, Premi, Klaim, Dan Perputaran Modal Kerja Terhadap Profitabilitas Perusahaan Asuransi Yang Terdaftar di Bursa Efek Indonesia Periode 2016-2019. Skripsi thesis, Universitas Pancasakti Tegal.

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Abstract

ABSTRAK Novita Sari, 4116500197. Pengaruh Premium Growth Ratio (PGR), Risk Based Capital (RBC), Hasil Investasi, Premi, Klaim, Dan Perputaran Modal Kerja Terhadap Profitabilitas Perusahaan Asuransi Yang Terdaftar di Bursa Efek Indonesia Periode 2016-2019. Skripsi Fakultas Ekonomi dan Bisnis Universitas Pancasakti Tegal 2020. Tujuan pada penelitian ini untuk mengetahui 1) Pengaruh premium growth rasio terhadap profitabilitas pada perusahaan asuransi periode 2016-2019. 2) Pengaruh risk based capital terhadap profitabilitas pada perusahaan asuransi periode 2016-2019. 3) Pengaruh hasil investasi terhadap profitabilitas pada perusahaan asuransi periode 2016-2019. 4) Pengaruh premi terhadap profitabilitas pada perusahaan asuransi periode 2016-2019. 5) Pengaruh klaim terhadap profitabilitas pada perusahaan asuransi periode 2016-2019. 6) Pengaruh modal kerja terhadap profitabilitas pada perusahaan asuransi periode 2016-2019. 7) Pengaruh premium growth rasio (PGR), risk based capital (RBC), hasil investasi, premi, klaim, perputaran modal kerja secara simultan terhadap profitabilitas pada perusahaan asuransi periode 2016-2019. Pada penelitian ini menggunakan penelitian kuantitatif, jenis data yang di gunakan adalah data sekunder berupa laporan keuangan yang diperoleh dari Bursa Efek Indonesia dan website masing-masing perusahaan. Pengambilan sampel menggunakan teknik purposive sampling dengan kriteria yang ditentukan sehingga menghasilkan sampel 10 perusahaan asuransi. Metode analisis data menggunakan uji asumsi klasik, analisis regresi linier berganda, uji hipotesis dan koefisien determinasi. Berdasarkan hasil penelitian, diperoleh kesimpulan bahwa 1) Premium Growth Ratio (PGR) tidak berpengaruh terhadap profitabilitas perusahaan asuransi periode 2016-2019. 2) Risk based Capital (RBC) tidak berpengaruh terhadap profitabilitas perusahaan asuransi periode 2016-2019 yang terdaftar di Bursa Efek Indonesia. 3) Hasil investasi tidak berpengaruh terhadap profitabilitas perusahaan asuransi periode 2016-2019. 4) Premi tidak berpengaruh terhadap profitabilitas perusahaan asuransi periode 2016-2019. 5) Klaim tidak berpengaruh terhadap profitabilitas perusahaan asuransi periode 2016-2019. 6) Perputaran modal kerja berpengaruh terhadap profitabilitas perusahaan asuransi periode 2016-2019. 7) Premium Growth Ratio (PGR), Risk Based Capital (RBC), hasil investasi, premi, klaim, dan perputaran modal kerja secara simultan tidak berpengaruh terhadap profitabilitas perusahaan asuransi periode 2016-2019. Kata Kunci: premium growth rasio (PGR), risk based capital (RBC), hasil investasi, premi, klaim, perputaran modal kerja, profitabilitas. =============================================================================================== ABSTRACT Novita Sari, 4116500197. Effect of Premium Growth Ratio (PGR), Risk Based Capital (RBC), Investment Results, Premiums, Claims, and Turnover of Working Capital on the Profitability of Insurance Companies Listed on the Indonesia Stock Exchange Period 2016-2019. Thesis. Tegal. Faculty of Economics and Business University of Pancasakti Tegal 2020. The purpose of this study is to know 1) The effect of premium growth ratio to profitability on insurance companies in the period 2016-2019. 2) The effect of risk based capital on profitability in insurance companies period 2016-2019. 3) The effect of investment results on profitability in insurance companies for the period 2016-2019. 4) The effect of premiums on profitability on insurance companies in the period 2016-2019. 5) The effect of claims on profitability on insurance companies in the period 2016-2019. 6) The effect of working capital turnover on profitability in insurance companies for the period 2016-2019. 7) The effect of premium growth ratio (PGR), risk based capital (RBC), investment results, premiums, claims, working capital turnover simultaneously to profitability in insurance companies period 2016-2019. In this study using quantitative research, the type of data used is secondary data in the form of financial statements obtained from the Indonesia Stock Exchange and the website of each company. Sampling using purposive sampling techniques with the specified criteria resulted in a sample of 10 insurance companies. The data analysis method uses classic assumption tests, multiple linear regression analysis, hypothesis tests and determination coefficients. Based on the results of the study, it was concluded that 1)Premium Growth Ratio (PGR) has no effect on the profitability of insurance companies in the period 2016-2019. 2) Risk based Capital (RBC) has no effect on the profitability of insurance companies in the period 2016-2019 listed on the Indonesia Stock Exchange. 3) Investment results have no effect on the profitability of insurance companies for the period 2016-2019. 4) Premiums have no effect on the profitability of insurance companies for the period 2016-2019. 5) Claims have no effect on the profitability of insurance companies for the period 2016-2019. 6) Working capital turnover affects the profitability of insurance companies for the period 2016-2019. 7) Premium Growth Ratio (PGR), Risk Based Capital (RBC), investment results, premiums, claims, and working capital turnover simultaneously have no effect on the profitability of insurance companies for the period 2016-2019. Keywords: premium growth ratio (PGR), risk based capital (RBC), investment yield, premium, claim, working capital turnover, profitability.

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