Stefanny Mellyana, . (2024) PENGARUH LITERASI KEUANGAN, INKLUSI KEUANGAN, DAN SIKAP KEUANGAN TERHADAP PERILAKU KEUANGAN PADA UMKM DI KECAMATAN ADIWERNA KABUPATEN TEGAL. Skripsi thesis, Universitas Pancasakti Tegal.
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Abstract
Stefanny Mellyana, 2024, The Influence of Financial Literacy, Financial Inclusion and Financial Attitudes on Financial Behavior in MSMEs in Adiwerna District, Tegal Regency. The aim of this research is to find out whether Financial Literacy, Financial Inclusion and Financial Attitudes influence financial behavior partially or simultaneously among MSMEs in Adiwerna District, Tegal Regency. It is hoped that this research can become a reference and benefit to improve MSME financial management. The hypothesis proposed is that financial literacy, financial inclusion, and financial attitudes simultaneously influence the banking behavior of MSME actors in Adiwerna District, Tegal Regency. This research uses quantitative methods. The population in this study was Tegal Regency MSME actors in Adiwerna District with a total of 6,290 MSME actors, while the sample in this study was 100 MSME actors. The data collection techniques used were interview and questionnaire methods. This research instrument test includes validity testing, reliability testing, descriptive statistics, data transformation (MSI), classical assumption testing, multiple regression analysis and hypothesis testing. The results of the research prove that: 1) financial literacy has a significant positive effect on financial behavior, 2) financial inclusion has a significant positive effect on financial behavior, 3) financial attitudes have a significant positive effect on financial behavior, 4) financial literacy, financial inclusion and financial attitudes have an effect simultaneously on the financial behavior of MSMEs in Adiwerna District, Tegal Regency. Keywords: Financial Literacy, Financial Inclusion, Financial Attitudes, Financial Behavior
| Item Type: | Karya Ilmiah (Skripsi) |
|---|---|
| Subjects: | H Social Sciences > H Social Sciences (General) |
| Divisions: | Fakultas Ekonomi dan Bisnis > Manajemen Perusahaan |
| Depositing User: | Admin Perpustakaan Pusat |
| Date Deposited: | 06 Sep 2024 03:27 |
| Last Modified: | 06 Sep 2024 03:27 |
| URI: | http://repository.upstegal.ac.id/id/eprint/9215 |
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